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It depends on your state. speak to an attorney about title questions. Loan officers and brokers can’t comment legally on title issues only an attorney can help.
do you understand how a reverse mortgage works? Find out. Usually a reverse mortgage is used with retirees. The banks agrees to pay you to live in your home until deathand then they take your home once you pass.
If you plan on outliving your husband you might ask him why he wants to sell your house from under you????
Speak to an attorney and your husband over his reasoning. A HELOC or second mortgage may give you the money you seek without risking loss of your home upon your husbands death.